Digital Banking Technology

Together we build the future of banking.

IBS Global delivers paperless, AI-powered, white-labeled banking platforms for financial institutions across the region — from trust and identity to enterprise AI.

Digital banking dashboard with Ppay card, security and payment notifications
About Us

Your digital banking technology partner

IBS Global is a financial technology solutions provider delivering AI-powered, paperless and intelligent banking platforms to financial institutions across the region. Every product is white-labeled and ready to deploy under a client's own brand from day one.

01

Domain expertise

Deep banking and fintech knowledge built over years of Tier-1 deployments.

02

AI-first products

Machine learning and explainable AI embedded in every workflow.

03

Compliance built in

Designed for regional regulatory, Sharia, AML and data privacy needs.

04

True partnership

A long-term client success focus — we grow when you grow.

IBS platform layers: core banking, IBS platform and digital channels
Paper documents transformed into a digital approval workflow
Digital Transformation Accelerator

From paper-based to fully digital, as an idea made real

Every product in the IBS Global portfolio starts from the same premise: replace manual, paper-driven processes with intelligent, auditable digital workflows — without disrupting the systems already in place.

01

Digitize

Convert paper forms, stamps and signatures into structured digital data.

02

Automate

Route the resulting workflows through rules, approvals and integrations.

03

Govern

Keep every step explainable, auditable and compliant by design.

Product Portfolio

A unified digital banking ecosystem

Five interconnected platforms covering trust, paperless operations, process automation, risk control and enterprise AI.

DigiSign

Trust & digital identity

National PKI integration for e-signatures, certificates and real-time identity validation across every banking channel.

70% feel safer · 100% compliance · 30% faster onboarding

DigiVouch

Enterprise paperless banking

Converts front, middle and back office processes into digital workflows with zero disruption to existing systems.

100% paperless · Tier-1 banks in Kuwait & Qatar

DigiVouch Online

Enterprise process automation

A zero-code platform where business teams build workflows, forms, integrations and reports without IT involvement.

80% paper reduction · Any database · Zero-code

DigiVerify

Compliance & risk control

An AI co-pilot that continuously monitors, verifies and governs banking transactions in real time.

75+ frauds/run · 500+ verified · 90% audit ready

AI Fabric

Unified enterprise AI execution platform

The AI execution backbone behind every intelligent workflow — document processing, ML lifecycle, a dynamic rules engine and pre-built banking use case modules.

Trade Finance AI

LC/LG verification, UCP600 & Shariah compliance, SWIFT MT7xx.

Retail Credit AI

Real-time scoring, PD estimation, Sharia-compliant models.

SME Credit AI

Structured + unstructured data, dynamic credit limits.

Flagship Product

Ppay — the national digital financial access layer

A digital payment gateway designed as a national digital financial access portal rather than a standalone wallet — the connective layer between banks, merchants and everyday payments.

Built around instant payment infrastructure and open banking principles to advance financial inclusion and support SMEs and merchants.

ISO 20022PCI-DSSOpen BankingAML/CTFQR Standards
Ppay Digital Access Layer Consumer C2C · C2P Merchant C2P Bank Settlement Business B2B · B2C
C2CPerson-to-person transfers
B2CBusiness payouts
B2BBusiness settlement
C2PConsumer-to-merchant
Why IBS Global

Built for the way banks actually work

AI-first by design

Every product is powered by ML and explainable AI, not just digitized paper.

Compliance built in

Regional regulatory, Sharia, AML and data privacy compliance from day one.

Fast time-to-market

Pre-built integrations mean weeks to deploy, not months.

Proven banking DNA

Battle-tested in Tier-1 institutions across Kuwait and Qatar.

An integrated ecosystem

Every product shares intelligence — a genuinely unified platform.

White-label ready

Full white-labeling from day one, under a client's own brand.

FAQ

Common questions

A few things clients typically ask before deploying the IBS Global product suite.

Phoenix, Temenos, T24, Flexcube, Finacle and Profile, plus legacy SOAP/REST systems, mobile, internet banking, branch and call center channels.

Yes — every product is white-labeled and fully customizable under a client's brand from day one, with complete IP protection.

Compliance is designed in from the ground up — ISO 20022, PCI-DSS, AML/CTF, national PKI, sanctions screening and Sharia-compliant scoring models.

Pre-built integrations and modular architecture mean weeks to deploy rather than months.

Build the future of banking, together.

A complete AI-powered, white-labeled product portfolio, ready to deploy under your brand.

Contact

Let's talk

Reach out to discuss the product portfolio, a pilot deployment, or a regulatory submission.

Address
Elnasar Tower, 19th Floor, Kuwait City.
Working Hours
Sunday to Thursday, 8:00 AM–4:00 PM.
Send message

Opens your email app, addressed to info@ibsglobals.com.